One place to explore your financial options.

Personal Loan

This type of loan is suited for personal expenses related to special situations or occasions like marriage in the family, medical emergencies or other unplanned expenses. This is an unsecure

Home Loan

This type of a loan is for purchasing or constructing or renovating a home whether for self-occupation or for renting out. Loan tenure can go up to 20 years.

Loan against Property

This is a secured loan suited for larger quantum of loan amount to meet larger personal expenses or for business purposes and has a longer tenure (normally up to 10 years but can go up to 15

Balance Transfer

This is used to refinance higher cost home loans or loan against property to cheaper interest rates. The savings through balance transfer can be huge e.g. even 0.50% interest rate reduction

Education Loan

This loan is given for higher education. It can be with or without guarantor / co-borrower and/or property collateral depending on the customer’s credit history, loan amount and the college

Loan for Rooftop Solar Installation

This type of a loan is given for getting rooftop solar installation for residential or commercial establishments.

Consumer Loan

This type of a loan is suited for purchase of consumer durables like TV, Refrigerator, Washing Machines, ACs etc. or productive use assets like welding kits, deep freezers, power cutting too

Loan against Securities

This is a secured loan given against securities like shares, mutual funds, FDs, NCDs, Bonds etc. and comes at a much lower cost than a personal loan. It is a very powerful tool in wealth bui

Business Loans

Working Capital Loan

This is a loan given to businesses to meet their working capital requirement in the form of an overdraft facility or a short-term loan with tenure less than three years.

Term Loan

This is a secured business loan given for a fixed tenure to set up a Project and tenure of loan can go up to 5-7 years.

Project Financing / Equipment Financing

This is a secured loan given for a specific project. The terms, tenure and security depend on the nature of the Project.

Trade Financing

Purchase Financing

This is a short-term loan of up to 90 days given to businesses to fund their purchases wherein the lender pays directly to the supplier on behalf of the customer.

Channel / Distribution Network Financing

This is a loan given to channel partners or distribution network of the Distributor in the form of a revolving OD limit to help them purchase and/or stock goods from the Distributor.

Bill Discounting / Factoring

This is financing against receivables for supplies wherein the seller submits to the lender all documents related to sale and the recipient of the supplies confirms to the lender to pay them

Import Financing

This is a loan given to an importer by making payment directly to overseas seller on behalf of the importer. This loan becomes relevant when overseas seller does not give credit or gives a v

Export Financing

This is upfront payment given to the exporter by the lender against exports made by the exporter with credit terms. Here the exporter submits to the lender all documents related to sale incl

Early Round / Angel Round

Any startup that is in early launch stage needs early round funding to fund product development, early hires, marketing and market validation.

Venture Capital Funding

VC funding comes during seed to late-stage growth with an expectation of high growth and a clear path to exit.

PE Funding

PE funds invest large amounts of capital into established profitable and established companies with stable cash flows with the goal of scaling, restructuring or taking it to an exit.

Shares / F&O of equity, commodity and forex market

Investment in stock market in cash as well as F&O segments and F&O in commodities and foreign currencies.

Mutual Funds

Customised solutions in line with investment goals like retirement planning, children’s education, marriage expenses, house purchase, wealth building, tax saving etc. through mutual fund inv

Systematic Investment Plan

This is a disciplined approach to investing to achieve high growth in net worth with pre-decided investment amount every month or every day.

Lump Sum Investment

Lump sum investments are one-time investments when the investor accumulates or saves a certain amount that may not be available every month. This is typically done when one gets an annual bo

SIP with Life Insurance Cover

We have specially designed this product to provide our customers with the benefit of wealth growth through mutual fund SIP while ensuring that uncertainty due to demise of earning member doe

Structured Products

If you have ever wondered if you could get a minimum assured return as you get in FDs and yet get benefit of growth in stock market or gold prices. This product comes in several variants. Th

Fixed Deposits

Fixed deposits can be made in banks or in companies or institutions having high safety ratings. The interest rates in companies or institutions are higher than in banks.

Guaranteed Savings/Income Plans

Guaranteed return products are offered by several life insurance companies. These plans offer either a lumpsum or a regular income for some years after maturity in addition to a life cover.

Non-Convertible Debentures

These are secured interest bearing instruments with a fixed tenure issued by companies with very high safety ratings. Some NCDs are structured in a way that they get taxed as long-term capit

Exchange Traded Funds

These are funds where you can invest like you do in mutual funds. These units are listed on stock market and can be easily bought or sold.

ULIPs

These are a type of life insurance products where a part of the amount goes towards life insurance and the rest is invested in equities or debt instruments. It carries a lock-in period of 5

Sovereign Gold Bonds

These are gold bonds issued by Reserve Bank of India with 8-year tenure. One gets the growth in gold prices on maturity and also earns 2.5% per annum interest on the invested amount.

Capital Gains Saving Bonds

One can save tax on long term gains made from property sale or stock market or other assets by investing the amount of profit into infrastructure bonds with a lock in period of 5 years. One

Central Government / State Government / PSU Bonds

From time to time, Government of India, various state governments and public sector undertakings issue bonds that earn interest. One can choose to invest in these instruments. These bonds ca

National Pension System

This is a government backed voluntary retirement savings scheme. It is designed to give market linked returns and has tax benefits. The investor can choose the pension fund manager like HDFC

Portfolio Management Services

Professional Fund Managers invest money on your behalf in stock market under portfolio management services to generate returns for you. Portfolio management companies are regulated and have

Private Equity Funds

Private Equity Funds typically target returns of 21%-27%. Private Equity Funds typically carry a higher risk as they invest in unlisted companies where there is a risk of mortality and illiq

Venture Capital Funds

Venture Capital Funds typically target returns of 25%-40% depending on the entry stage. Venture Capital Funds typically carry high risk as they invest in early to mid-stage unlisted companie

Alternate Investment Funds

These funds typically invest outside the typical mutual fund or public investment route. These funds invest in a multitude of opportunities e.g. warehousing, commercial real estate, distress

Real Estate Investment Trusts (REITs)

Real Estate Investment Trusts is like a mutual fund for real estate that earns returns from rental income and potential capital appreciation. Investing directly in real estate is not easy fo

Unlisted Stocks

Shares of companies not yet listed on any stock exchange can still be bought and sold in over the counter deals through privately negotiated deals. Purchase of unlisted shares gives investor

Life Insurance

This policy provides financial security to the family in case of demise of the earning member. This policy can also be taken for housewives as their demise can cause increase of expenses for

Term Policy

This type of a life policy covers life up to 99 years. This is the cheapest type of life insurance policy. In this policy the family of the insured gets insurance amount on the demise of the

Money back Policy

This type of life insurance policy is more expensive than the term policy. In this policy the family of the insured gets insured amount on the demise of the insured within the tenure of the

Endowment Policy

This type of life insurance policy is the more expensive of than the money back policy. In this policy the family of the insured gets insured amount on the demise of the insured within the t

Keyman Policy

Most of the businesses have a key person (CEO, founder, business owner) who is key to the success of the business and whose demise can severely impact the business. Businesses can take a Key

Group Life Insurance Policy

This policy is taken by a business to provide life cover to all their employees as a group. In case of demise of an employee, the family gets paid by the insurance company.

Medical Insurance

This policy provides relief against medical expenses and ensures that the insured person’s family has the means to get the insured person treated. There are two types of medical policy.

Mediclaim Policy

This policy covers medical expenses and can be taken for an individual or a family. This policy can be taken for tenure of 1 year, 2 years or 3 years. This policy accumulates no claim bonus

Super Top Up

This type of medical policy is issued for amounts up to 95 lakhs with deductible amount equalling base Mediclaim policy and is very cheap. The cost of this policy is less than the cost of a

Group Medical Cover

This policy is taken by businesses to provide medical cover to all their employees and their dependent family members. This is typically taken by businesses for employees that are not covere

Home Insurance

This policy protects the value of the home (building + contents) against various types of perils like flood, earthquake, floods, storm, burglary, terrorism etc. Contents can include jeweller

Car Insurance

This policy protects the car against loss due to damage to own vehicle, theft of vehicle, cost of treatment for injury to driver and passengers, loss of life or damage to property of a third

Two-wheeler Insurance

This policy protects the two-wheeler against loss due to damage to own vehicle, theft of vehicle, cost of treatment for injury to driver and pillion-rider, loss of life or damage to property

Commercial Vehicle Insurance

This policy protects the commercial against loss due to damage to own vehicle, theft, cost of treatment for injury to driver and passengers, loss of life or damage to property of a third par

Farm Equipment Insurance

This policy protects the farm equipment like tractor, thrasher, harvester etc. against loss due to damage to farm equipment, theft of equipment etc.

Rent Insurance

This policy protects against loss of rent from a rented-out property due to perils like fire, earthquake, floods etc.

Shop Insurance

This policy protects the business owner against loss to shop and contents due to fire, earthquake, floods, malicious damage, riots, strike etc.

Transit Insurance

This policy protects against loss to goods due to accident or theft during transit.

Personal Accident Insurance

This policy protects against loss due to medical expenses resulting from an accident or loss of life or limb or loss in earning due to an injury. It can also cover education fees of children

Individual Personal Accident Insurance Policy

This policy is taken by an individual.

Group Personal Accident Insurance Policy

This policy is taken by businesses to cover their employees.

Stock Insurance

This policy protects the loss to stock / inventory due to theft, fire, earthquake, flood, storm, riots, malicious damage, terrorism etc.

Fidelity Insurance

This policy protects against loss of cash from cash box, cash collection of receivables, cash withdrawal from bank or during transit to and from bank, due to theft or fraud by an employee.

Plant and Machinery Insurance

This policy covers businesses for loss to a plant and machinery from theft, fire, earthquake, floods, riots, storm, malicious damage etc. after plant commissioning.

All Risk Erection Policy

This policy covers businesses for loss to a plant and machinery from theft, fire, earthquake, floods, riots, storm, malicious damage etc. while it is under construction / installation / sett

Workmen’s Compensation Policy

An employer has a statutory obligation to provide compensation to workmen engaged by the company in case of serious injury or loss of death. This policy protects the business against financi

Comprehensive General Liability Policy

This policy protects the business against liability due to damage or losses to third party e.g. fire in own premises spreading to neighbours, legal expenses for liability suits filed by thir

Directors and Officers Liability Policy

This policy protects against cost of legal expenses against directors and officers of the company for any errors, omissions, mis-statements, errors in judgement etc.

Gratuity Policy

This policy covers employers for gratuity claims of the employees.

Directors and Officers Liability Policy

This policy covers employers for leave encashment claims of the employees.

Crop Insurance

This policy protects farmers against loss due to crop failure or lower yield resulting from weather conditions or pests and diseases from sowing till post-harvesting while crop is drying.

Cyber Insurance

This policy protects businesses against financials loss due to data breach, data restoration and recovery, business interruption, cyber extortion / ransomware, reputation management, third p

Business Turnaround & Strategy

We help turnaround loss-making or underperforming companies through the following: • Performance transformation through efficiency improvement • Cost optimization • Process optimization • N

Risk, Compliance & Control

• Formulation of Internal controls, SOPs, and policy frameworks • Risk mitigation strategies & regulatory compliance

Treasury Operations and Surplus Fund Management

Virtual CFO & Strategic Outsourcing

• End-to-end Virtual CFO services for startups, SMEs, and scaling enterprises • Outsourcing of finance functions for cost efficiency and scalability • Interim CFO roles and board-level finan

Operational Finance & MIS

• Design and implementation of real-time MIS dashboards • KPI-driven performance tracking across departments • Rolling forecasts, budgeting, and cash flow visibility

Valuation Services

We provide valuation for fundraising, M&A, restructuring and ESOP purposes.

Financial Modelling & Pitch Support

We work closely with companies planning for equity / debt raise / M&A to prepare financial model, unit economics models and pitch deck.