Insurance
Life, health, motor, home, business, liability, employee and specialist risk-protection solutions.
Life Insurance
This policy provides financial security to the family in case of demise of the earning member. This policy can also be taken for housewives as their demise can cause increase of expenses for
Term Policy
This type of a life policy covers life up to 99 years. This is the cheapest type of life insurance policy. In this policy the family of the insured gets insurance amount on the demise of the
Money back Policy
This type of life insurance policy is more expensive than the term policy. In this policy the family of the insured gets insured amount on the demise of the insured within the tenure of the
Endowment Policy
This type of life insurance policy is the more expensive of than the money back policy. In this policy the family of the insured gets insured amount on the demise of the insured within the t
Keyman Policy
Most of the businesses have a key person (CEO, founder, business owner) who is key to the success of the business and whose demise can severely impact the business. Businesses can take a Key
Group Life Insurance Policy
This policy is taken by a business to provide life cover to all their employees as a group. In case of demise of an employee, the family gets paid by the insurance company.
Medical Insurance
This policy provides relief against medical expenses and ensures that the insured person’s family has the means to get the insured person treated. There are two types of medical policy.
Mediclaim Policy
This policy covers medical expenses and can be taken for an individual or a family. This policy can be taken for tenure of 1 year, 2 years or 3 years. This policy accumulates no claim bonus
Super Top Up
This type of medical policy is issued for amounts up to 95 lakhs with deductible amount equalling base Mediclaim policy and is very cheap. The cost of this policy is less than the cost of a
Group Medical Cover
This policy is taken by businesses to provide medical cover to all their employees and their dependent family members. This is typically taken by businesses for employees that are not covere
Home Insurance
This policy protects the value of the home (building + contents) against various types of perils like flood, earthquake, floods, storm, burglary, terrorism etc. Contents can include jeweller
Car Insurance
This policy protects the car against loss due to damage to own vehicle, theft of vehicle, cost of treatment for injury to driver and passengers, loss of life or damage to property of a third
Two-wheeler Insurance
This policy protects the two-wheeler against loss due to damage to own vehicle, theft of vehicle, cost of treatment for injury to driver and pillion-rider, loss of life or damage to property
Commercial Vehicle Insurance
This policy protects the commercial against loss due to damage to own vehicle, theft, cost of treatment for injury to driver and passengers, loss of life or damage to property of a third par
Farm Equipment Insurance
This policy protects the farm equipment like tractor, thrasher, harvester etc. against loss due to damage to farm equipment, theft of equipment etc.
Rent Insurance
This policy protects against loss of rent from a rented-out property due to perils like fire, earthquake, floods etc.
Shop Insurance
This policy protects the business owner against loss to shop and contents due to fire, earthquake, floods, malicious damage, riots, strike etc.
Transit Insurance
This policy protects against loss to goods due to accident or theft during transit.
Personal Accident Insurance
This policy protects against loss due to medical expenses resulting from an accident or loss of life or limb or loss in earning due to an injury. It can also cover education fees of children
Individual Personal Accident Insurance Policy
This policy is taken by an individual.
Group Personal Accident Insurance Policy
This policy is taken by businesses to cover their employees.
Stock Insurance
This policy protects the loss to stock / inventory due to theft, fire, earthquake, flood, storm, riots, malicious damage, terrorism etc.
Fidelity Insurance
This policy protects against loss of cash from cash box, cash collection of receivables, cash withdrawal from bank or during transit to and from bank, due to theft or fraud by an employee.
Plant and Machinery Insurance
This policy covers businesses for loss to a plant and machinery from theft, fire, earthquake, floods, riots, storm, malicious damage etc. after plant commissioning.
All Risk Erection Policy
This policy covers businesses for loss to a plant and machinery from theft, fire, earthquake, floods, riots, storm, malicious damage etc. while it is under construction / installation / sett
Workmen’s Compensation Policy
An employer has a statutory obligation to provide compensation to workmen engaged by the company in case of serious injury or loss of death. This policy protects the business against financi
Comprehensive General Liability Policy
This policy protects the business against liability due to damage or losses to third party e.g. fire in own premises spreading to neighbours, legal expenses for liability suits filed by thir
Directors and Officers Liability Policy
This policy protects against cost of legal expenses against directors and officers of the company for any errors, omissions, mis-statements, errors in judgement etc.
Gratuity Policy
This policy covers employers for gratuity claims of the employees.
Directors and Officers Liability Policy
This policy covers employers for leave encashment claims of the employees.
Crop Insurance
This policy protects farmers against loss due to crop failure or lower yield resulting from weather conditions or pests and diseases from sowing till post-harvesting while crop is drying.
Cyber Insurance
This policy protects businesses against financials loss due to data breach, data restoration and recovery, business interruption, cyber extortion / ransomware, reputation management, third p
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